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Includes New Ventures Licensed & Unlicensed No Prior Coverage Required House elevation professionals Offered for choose residential threats direct to the builders (not wholesale). Excess Liability protection is offered over any insurance company where the limitations are at least $1,000,000. The underlying insurance company can be any licensed insurer including RRGs, unrated insurers, or a slave.

Minimum premiums begin at $2,000 50% Minimum Earned 50% down and the staying balance in 30 days Readily available in 44 states including FL, CO, TX and NY.

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At Frankenmuth Insurance, we understand the work specialists do presents unique risks. Mishaps like harmful customer residential or commercial property or injury can take place in an instant and the outcomes can be unimaginable. Secure your business with an insurance coverage policy that integrates the ideal basic liability and service residential or commercial property protection. Our professionals insurance can range from a standard policy to a custom-built policy with boosted protection.

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Explore our Specialists Property Premier and Professionals Liability Premier offerings. To assist you pick the right home coverage to align with your contracting requires, Professionals Residential or commercial property Premier features 2 levels: Premier 50 and Premier 150. Both alternatives include more than 70 crucial inland marine, property, company income, and crime protections, while enabling you to customize limits based on individual service needs.

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Our industrial insurance for contractors includes coverage for: The physical structure of your building and its contents (stock, machinery, equipment, workplace materials) Equipment and products at your job sites Defense in the occasion that you are taken legal action against.

Business insurance is constantly an excellent idea for severe 1099ers, but even those just starting may need it to get bigger tasks, sign leases, and even buy specific kinds of equipment. Insuring yourself is a huge part of your safeguard.  This Article Is More In-Depth 's much better to invest some cash into a solid insurance coverage plan than to be put out of company over something unforeseen.

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As an independent specialist, you're a complimentary representative. That indicates when you're hired to do a specific task, you aren't bound by the exact same rules as a worker (which is pretty awesome). However all excellent things (like flexibility) include downfalls (like not getting the same advantages that a full-time worker has).